Your personal money coach
Know where your money goes. Keep more of it.
MIRA is your AI money coach. It brings in your bank transactions, helps organize your day, and shows you where you could save. Just ask a question, whenever you need a little guidance.
Add your card today. Your first charge is on day 8. Cancel anytime.
Illustrative dashboard · amounts in BRL
MIRA
now
Eating out accounts for most of your extra spending this month. Want to find a few ways to cut back that fit your routine?
Sound familiar?
Payday comes. Two weeks later, your money is gone. Where did it all go?
No big purchases. No wild spending spree. Yet somehow, there’s barely anything left. Look a little closer, and the small expenses start to add up:
Each one seems small. Together, they take a real bite out of your budget.
Find out where my money goes
Your routine. Your money.
When life gets hectic, your budget feels it.
A busy day can turn into an expensive one. No time to cook? Order in. Missed a bill? Pay a late fee. Overslept? Book a ride.
Spreadsheets and budgeting apps show you what you’ve already spent. MIRA also helps you plan your day, so you can get ahead of those expenses.
An unplanned dayR$ 87
Missed an electricity billR$ 14
No time to cookR$ 45
Left home lateR$ 28
A day with MIRAR$ 17
A reminder two days aheadR$ 0
Remembered your packed lunchR$ 12
Planned your scheduleR$ 5
That’s why MIRA brings your money and your routine together. A little more planning can mean a lot less unplanned spending.
Your personal money coach
A money coach that’s always within reach.
Traditional financial coaching happens by appointment. MIRA is there every day, looking at your spending and your schedule together to help when it matters.
Stay organized
Categorizes your spending, shows the bills coming up this week, and reminds you when they’re due.
Get practical guidance
Uses your actual spending patterns to suggest changes that make sense for your life.
Work toward your goals
Tell MIRA what you’re saving for. It works out how much to set aside each month and helps you track your progress.
Find ways to save
Find room in your budget without giving up everything you enjoy.
Keep your day on track
Bring your calendar, appointments, habits, and timely reminders together for a smoother day.
The kind of guidance you can expect
You tend to spend more at restaurants when your schedule gets busy. Want some help planning your meals?
You’re R$ 600 away from your travel savings goal. Want a monthly plan based on your current spending?
Your credit card statement closes on Thursday. I can show you how much room is left in your monthly budget.
Open Finance & security
Connect your bank. Skip the manual entry.
Through Brazil’s Open Finance system, your transactions flow into MIRA automatically. Purchases are sorted into categories, so you don’t have to enter them one by one.
1You connectApprove the data you want to share through your own bank’s app.
2MIRA organizesYour spending comes in categorized and up to date.
3You get clarityUnderstand what’s happening with your money and where you could make changes.
See it in action
If you can send a message, you can use MIRA.
No special commands to learn. Just type or send a voice message, as if you were talking to someone who understands money.
MIRAonline
How much have I spent on groceries this month?
You’ve spent R$ 640 so far. That’s R$ 90 less than last month.
MIRAonline
Remind me to pay my credit card bill on Friday.
You got it. I’ll remind you before it’s due so it doesn’t slip your mind.
MIRAonline
I want to save R$ 3,000 by December.
I can work out a monthly savings target and build a plan around your current spending.
Use MIRA in the app, in your browser, or on WhatsApp.
A clear approach to your money
Understand your money. Make a plan. Keep moving.
MIRA starts by understanding your situation, helps you build a plan, and follows your progress as life changes.
Understand
See what’s coming in, what’s going out, and how your daily habits affect your spending.
Plan
Set spending limits and savings goals, then decide what to tackle first.
Stay on track
Get a heads-up when things drift off course and adjust your next steps.
Bank connections through Open Finance
You control the data you share
A flexible monthly subscription
Pricing
Your own money coach for less than R$ 1 a day.
One fewer takeout order could cover your monthly subscription. So could avoiding a late fee with a timely reminder.
Billed monthly. No long-term commitment. Stay for as long as it works for you.
MIRA ONE7 days free
R$29.90/month
- Your AI money coach
- Bank connections through Open Finance
- Automatically categorized spending
- Savings goals with a monthly plan and progress tracking
- Calendar, habits, and reminders
- Access through the app, your browser, and WhatsApp
Your first charge is on day 8.
How the free trial works
Try MIRA free for 7 days.
Today
Create your account, add your card, and get started. You won’t be charged today.
Days 1–7
Connect your bank, share your goals, and see how MIRA helps you manage your money and your day.
Day 8
Your subscription starts at R$ 29.90 per month. Don’t want to continue? Cancel before day 8 and you won’t be charged.
FAQs
A few things to know before you start.
Why do I need a card for the free trial?
So you can keep using MIRA without interruption after your trial. Your first charge is on day 8. Cancel before then to avoid being charged.
Can I cancel at any time?
Yes. There are no cancellation fees or long-term commitments.
Is it safe to connect my bank account?
MIRA connects through Open Finance. It never asks for your banking password and only receives the data you authorize.
Do I have to connect a bank account?
No. You can tell MIRA about your spending by text or voice message. Connecting your bank simply makes tracking more automatic.
Can I use MIRA if my income varies each month?
Yes. MIRA tracks money coming in and going out, whether you earn a regular salary, freelance, or run your own small business.
Why does MIRA help with my routine as well as my money?
Because hectic days often lead to unplanned expenses. A more organized routine makes those costs easier to avoid.
Does MIRA know my situation as soon as I sign up?
MIRA gets to know your situation over time. The more you use it, the more tailored its guidance and suggestions become.
Do I need to be tech-savvy?
No. If you can send a message, you can use MIRA.
Make next month feel different.
Start today. See where your money could go further.
Create your account, connect your bank whenever you’re ready, and bring your money and your daily routine together.
Start your 7-day free trial Your first charge is on day 8. Cancel anytime.